Profitability indicators of banking sector
Update date:
30 May 2023, 21:13
Profitability indicators of banking sector | |||
billion UZS | |||
Income and expense of banking sector | May 1, 2022 | May 1, 2023 | |
Interest income | 19 102 | 25 528 | |
Interest expense | 11 915 | 16 606 | |
Interest margin | 7 187 | 8 922 | |
Non-interest income | 11 461 | 14 684 | |
Non-interest expense | 3 293 | 3 088 | |
Operating expense | 3 895 | 5 472 | |
Non-interest income (loss) | 4 274 | 6 124 | |
Allowance for probable loan and leases losses | 6 688 | 8 087 | |
Evaluation of non-credit losses | 1 155 | 1 912 | |
Net profit (Loss) before Tax | 3 618 | 5 047 | |
Expense regarding income tax | 856 | 1 016 | |
Net profit (loss) | 2 762 | 4 031 | |
Profitability indicators of banking sector | |||
Return on assets (ROA) | 2,4 | 2,7 | |
Return on equity (ROE) | 11,5 | 14,8 | |
Ratio of net interest income to total assets | 4,6 | 4,7 | |
Ratio of net interest income from loans to total loans | 6,3 | 6,5 | |
Ratio of net interest income to total liabilities | 5,4 | 5,5 | |
Ratio of net interest margin to total assets | 4,8 | 4,8 |