Profitability indicators of banking sector
Update date: 22 Apr 2025, 11:27
Profitability indicators of banking sector | |||||||||||
billion UZS | |||||||||||
Income and expense of banking sector | April 1, 2024 | April 1, 2025 | |||||||||
Interest income | 25 872 | 28 898 | |||||||||
Interest expense | 18 027 | 20 079 | |||||||||
Interest margin | 7 845 | 8 819 | |||||||||
Non-interest income | 12 988 | 16 580 | |||||||||
Non-interest expense | 3 693 | 5 033 | |||||||||
Operating expense | 4 760 | 6 123 | |||||||||
Non-interest income (loss) | 4 534 | 5 424 | |||||||||
Allowance for probable loan and leases losses | 7 503 | 8 330 | |||||||||
Evaluation of non-credit losses | 1 848 | 1 821 | |||||||||
Net profit (Loss) before Tax | 3 029 | 4 091 | |||||||||
Expense regarding income tax | 648 | 672 | |||||||||
Net profit (loss) | 2 381 | 3 419 | |||||||||
Profitability indicators of banking sector | |||||||||||
Return on assets (ROA) | 1,8 | 2,1 | |||||||||
Return on equity (ROE) | 9,6 | 11,6 | |||||||||
Ratio of net interest income to total assets | 4,7 | 4,4 | |||||||||
Ratio of net interest income from loans to total loans | 6,6 | 6,4 | |||||||||
Ratio of net interest income to total liabilities | 5,6 | 5,2 | |||||||||
Ratio of net interest margin to total assets | 4,8 | 4,5 | |||||||||