The event brought together representatives of the Central Bank, commercial banks, payment organizations, development partners, and industry experts. Participants examined the current state and ongoing developments of cross-border remittances in Uzbekistan, identified opportunities to expand financial products and services for remittance recipients and rural communities, explored additional measures to stimulate job creation and strengthen entrepreneurial activity in rural areas, and addressed the use of new technologies to advance financial literacy.
Financial inclusion in Uzbekistan continues to advance steadily. Over the past seven years, the share of adults with a financial account has nearly doubled - from 37% in 2017 to 60% in 2024. According to the 2025 ADB assessment, digital payment usage increased from 39% in 2021 to 72% in 2025, while remittance trends confirm their strong socio-economic significance: 27% of respondents have relatives abroad and 70% of them regularly receive transfers, with more than half (51%) using formal, card-linked channels-underscoring the rising importance of secure digital financial tools for households.
The Central Bank continues to work closely on issues related to migrants and their access to financial services. Commercial banks and financial service providers will continue to develop targeted products and outreach programmes for migrants and their families, while the Central Bank will further support and coordinate these efforts to ensure consumer protection, market integrity, enhanced financial literacy, and full alignment with national financial inclusion objectives.
