Profitability indicators of banking sector
Update date: 25 Jul 2025, 20:35
| Profitability indicators of banking sector | |||||||||||
| billion UZS | |||||||||||
| Income and expense of banking sector | July 1, 2024 | July 1, 2025 | |||||||||
| Interest income | 52 696 | 60 178 | |||||||||
| Interest expense | 36 695 | 42 071 | |||||||||
| Interest margin | 16 002 | 18 107 | |||||||||
| Non-interest income | 25 287 | 32 898 | |||||||||
| Non-interest expense | 9 882 | 11 774 | |||||||||
| Operating expense | 10 263 | 13 229 | |||||||||
| Non-interest income (loss) | 5 142 | 7 896 | |||||||||
| Allowance for probable loan and leases losses | 10 773 | 13 262 | |||||||||
| Evaluation of non-credit losses | 3 406 | 4 861 | |||||||||
| Net profit (Loss) before Tax | 6 965 | 7 880 | |||||||||
| Expense regarding income tax | 1 448 | 1 372 | |||||||||
| Net profit (loss) | 5 517 | 6 508 | |||||||||
| Profitability indicators of banking sector | |||||||||||
| Return on assets (ROA) | 2,1 | 2,0 | |||||||||
| Return on equity (ROE) | 11,0 | 10,8 | |||||||||
| Ratio of net interest income to total assets | 4,6 | 4,2 | |||||||||
| Ratio of net interest income from loans to total loans | 6,5 | 6,3 | |||||||||
| Ratio of net interest income to total liabilities | 5,5 | 5,0 | |||||||||
| Ratio of net interest margin to total assets | 4,8 | 4,5 | |||||||||
