Profitability indicators of banking sector
Update date: 24 Jul 2026, 18:38
| Profitability indicators of banking sector | |||||||||||
| billion UZS | |||||||||||
| Income and expense of banking sector | July 1, 2025 | July 1, 2026 | |||||||||
| Interest income | 60 178 | 71 792 | |||||||||
| Interest expense | 42 071 | 51 513 | |||||||||
| Interest margin | 18 107 | 20 279 | |||||||||
| Non-interest income | 32 898 | 52 155 | |||||||||
| Non-interest expense | 11 774 | 16 348 | |||||||||
| Operating expense | 13 229 | 16 828 | |||||||||
| Non-interest income (loss) | 7 896 | 18 979 | |||||||||
| Allowance for probable loan and leases losses | 13 262 | 18 878 | |||||||||
| Evaluation of non-credit losses | 4 861 | 7 839 | |||||||||
| Net profit (Loss) before Tax | 7 880 | 12 542 | |||||||||
| Expense regarding income tax | 1 372 | 1 549 | |||||||||
| Adjustments to net profit | 0,0 | 0,0 | |||||||||
| Net profit (loss) | 6 508 | 10 993 | |||||||||
| Profitability indicators of banking sector | |||||||||||
| Return on assets (ROA) | 2,0 | 2,6 | |||||||||
| Return on equity (ROE) | 10,8 | 15,5 | |||||||||
| Ratio of net interest income to total assets | 4,2 | 4,8 | |||||||||
| Ratio of net interest income from loans to total loans | 6,3 | 7,6 | |||||||||
| Ratio of net interest income to total liabilities | 5,0 | 5,7 | |||||||||
| Ratio of net interest margin to total assets | 4,5 | 5,1 | |||||||||
