Profitability indicators of banking sector
Update date: 21 Jan 2026, 17:25
| Profitability indicators of banking sector | |||||||||||
| billion UZS | |||||||||||
| Income and expense of banking sector | January 1, 2025 | January 1, 2026 | |||||||||
| Interest income | 111 866 | 127 702 | |||||||||
| Interest expense | 77 675 | 89 703 | |||||||||
| Interest margin | 34 192 | 38 000 | |||||||||
| Non-interest income | 55 120 | 73 104 | |||||||||
| Non-interest expense | 22 619 | 27 842 | |||||||||
| Operating expense | 23 715 | 30 250 | |||||||||
| Non-interest income (loss) | 8 785 | 15 012 | |||||||||
| Allowance for probable loan and leases losses | 25 939 | 22 917 | |||||||||
| Evaluation of non-credit losses | 7 383 | 11 710 | |||||||||
| Net profit (Loss) before Tax | 9 655 | 18 385 | |||||||||
| Expense regarding income tax | 2 690 | 2 883 | |||||||||
| Adjustments to net profit | 1,4 | 0,0 | |||||||||
| Net profit (loss) | 6 966 | 15 502 | |||||||||
| Profitability indicators of banking sector | |||||||||||
| Return on assets (ROA) | 1,4 | 2,2 | |||||||||
| Return on equity (ROE) | 6,6 | 12,4 | |||||||||
| Ratio of net interest income to total assets | 4,4 | 4,1 | |||||||||
| Ratio of net interest income from loans to total loans | 6,4 | 6,3 | |||||||||
| Ratio of net interest income to total liabilities | 5,2 | 4,8 | |||||||||
| Ratio of net interest margin to total assets | 4,9 | 4,5 | |||||||||
